Özge Selin Yavuz

As financial technologies continue to reshape the global economy, regulation is evolving from a reactive framework into a strategic driver of innovation, trust, and sustainable growth. Türkiye’s rapidly expanding fintech ecosystem presents a unique case study where emerging technologies, digital payments, electronic money institutions, open banking, AI-driven financial services, and cross-border expansion intersect with an increasingly sophisticated regulatory environment.

This session explores the future of fintech regulation in Türkiye and its alignment with global regulatory trends. The discussion will focus on how fintech companies can scale while navigating compliance requirements, the growing role of data protection and cybersecurity obligations, the legal implications of AI in financial services, and the opportunities created by evolving payment infrastructures and digital finance ecosystems.

Özge Selin Yavuz is a fintech and technology lawyer based in Istanbul, advising payment and electronic money institutions, startups, and technology-driven companies on regulatory compliance, data protection, digital finance, and commercial structuring.